How to Check Property Legality and Ownership Online in India

The biggest investment in anyone’s life is buying a property. if you are purchasing a flat, a plot, or commercial space, it is very necessary to verify the legality and ownership of the property. There are lots of frauds happening in the world when it comes to buying a land, and in India, property frauds, disputed ownerships, double registration, and illegal constructions are common, which put buyers at risk.

You are also thinking about how you can check if the property is legal or not? The best solution is to check online. By digitalisation, many government portals now allow people to check the property ownership details, land records, registration status, and legal documents online. We should thank this digital world where you don’t need to run to the offices to find the paperwork, just with one click and sitting at home, you can find out the property details.

In this guide, you will explore how to check proper legality and ownership online in India and how you can avoid such scams to ensure that the property you are looking to invest in is legally safe and genuine.

Why is it important to check if a property is legal or not?

Verified property can prevent you from:

• Layout violations or unauthorised constructions
• Acquired government land issues
• Fake documents and double registration
• Ownership claims by fraudulent
• Disputed properties
• Does the property have pended loans or a mortgage with a bank

What are the documents you should check before buying a property?

If you want a safe purchase of property, you should verify these documents to 100% assurance that the property is legally free. Documents are:

• RERA Registration
• Title Deed
• Sale Deed
• Property Tax Receipts
• Encumbrance Certificate
• Building approval
• Land Record Extract
• Mutation documents
• Completion & Occupancy Certificate

What are the common frauds you can avoid through online verifications?

When it comes to fraud, there are lots of fraudsters in the market, and when it comes to land, it is very common that someone will make a fool of you if you are not aware of the verification online. Checking online protects buyers from major financial loss. Here are some points you should always keep in mind:

• Unauthorised construction
• Misrepresentation of land area and land boundaries
• Mortgage property or under litigation
• Selling property to multiple buyers
• Fake sale deed
• Fraud builder

How to Check Property Legality and Ownership Online in India?

Here are some steps you can take to explore the different steps of the verification methods to check property ownership and legality.

1. Check Land Records Online

In India, you can access any state land records online using government portals. By using these portals, you can check:

• Owner’s name of Property
• Land details
• Khata/Khasra/Survey number
• Dimensions of land
• Land type
• Mutation records
• Check online the details of the property registration

In India, every property registered has to go through the sub-registrar’s office, and many states in India now detail property registration online through IGR portals, in which you can check the sale deed registration, seller or buyer name, stamp duty payments, and document number with the year of registration.

2. Check Encumbrance Certificate

This is very necessary because with this certificate, you will know whether the property has a loan, a mortgage, a legal dispute, a claim by a third party, or any government or court order in it. If the Encumbrance Certificate(EC) is nil, then it means there are no financial or legal liabilities in the property.

3. Check RERA approval

This is compulsory for the builders, and every builder should register under RERA. You can easily check with your state RERA website, and if the project is not registered in RERA, then it is not safe to invest or illegal.

4. Check Legal Dispute

Before buying any property, make sure to check if the property does not have any legal disputes, and you can check this by using the eCourts Portal, which is nationally used, or you can also check on the High Court website or in the RERA complaint database.

5. Check mutation records or verify property using Geo-maps

You can check this mutation when land is transferred from buyer to seller after the sale, just to make sure that your name is updated as the owner in the revenue records, and also, many states now offer digital geo-mapping to view the exact location of the property, and this prevents fraud where sellers show different land than what actually exists on the ground.

Why to choose People Property Point for property verification?

People Property Point will help you, buyers, to invest hassle-free in the property with experts who ensure that your property purchase is legal, transparent, and completely risk-free. And also they help with:

• Title verification
• Documentation checking
• Legal consultation
• Property background on the property and builder
• Documents authenticity
• Verification through government portals
• Assist in safe property purchase.

Conclusion

Technology has made it easy to check property legality and ownership online in India. Through state land record portals, registration departments, RERA, tax websites, and court databases, buyers can verify almost every document digitally.

FAQs

Is the information collected online accurate>

Yes, the information is 100% accurate if you check in government portal makes it highly reliable.

How can I check if the flat I am buying is RERA-approved?

You can visit your state RERA website, where you can enter the name of the project and check whether it’s approved or not.

What is the important document for verification while buying a property?

Always go for a Sale deed and an Encumbrance certificate, in which you should know about the property and any debt on the property.